The sellers excepted our offer......

I'm so excited. We just heard from our agent that the sellers have excepted our offer. I'm so happy and excited. It's one step closer to closing the deal. Since the house is a short sale now comes the hard part. We have to wait to hear from the bank who has the mortgage with the seller that they except the offer too. This could range from 2 weeks to forever. I know place like thenest.com that have had people waiting to get into their dream place since February.

I'm not going to worry about that now. I'm just happy that we are now one step closer to our house.

1st step

So our first steps into the rheum of home ownership were hard. I got caught up in the idea of buying a house. I gave my heart away quickly. Then the rug was taken out from under me. I cried and then moved on.

A lot has changed since then. We kept moving forward. We went on Thursday and signed the paperwork to start the loan. That was fun. We should hear back about that soon. So with that under our belt we went and viewed more houses. We saw a couple that we liked and then there was one that we LOVED. It was a little bigger than our original place that we liked. It was about 10k more than the first one. But it had less to do in terms of paint, flooring and it was newer. It has a nice master suite with a bath tub and shower. It's more money but it's a little better than the first one. The community is a little better and it's within walking distance of the schools.(Which will be good if we stay long enough for babies to go to school). It's still in Oakleaf Plantation. We took some video and I'll post it later.

So we went home and talked about the house talked it over. Went to church and prayed on it. We felt like it was a good idea. We both felt calm over it. So we decided to make an offer. So we signed the paperwork for our offer last night.

Since the house is a short sale we have to get it approved by the seller and the seller's bank. I'm not worried about the seller just a little worried for the seller's bank. Our offer is a fair amount. We are pretty much just asking them to pay our closing. So the bank it's really losing very much. This is where the waiting comes in. Most banks since they might have so many short sales are taking FOREVER to reply to offers. Our agent says the shortest she's done is 2 weeks(We'd LOVE that to happen)but on average is 45-60 days.

So now we wait. We wait for a reply from the seller and the bank. We wait to find out if we're officially approved for the loan.

So I hope everything works out.

Sooooo...

So last night was kinda rough. After losing out on the house that we were interested in I was asking Daniel why do the wicked prosper? Him being the good head of the household that he is found a Bible study on the subject and tried to use that as a balm over my wounds. It didn't work.

It left me wondering more about why God lets his followers struggle while people who shun him have rewards. Daniel tried to make me understand that His followers will have rewards in heaven but that doesn't seem fair. Since God is so powerful shouldn't he reward good behavior and punish bad? Isn't that at the heart of all fathers for their children. Why then does the opposite happen here on Earth. Shouldn't those who follow be rewarded?

I'm struggling right now. I have two things that I cry out to God for. First being a child. I've been wanting a baby since Daniel and I got married. I don't understand why this hasn't happened for us. There are people in the world who don't want children and then abort them and then their are people in the world who have like 21 kids and aren't married to the children's mother. Therefor blessing them with children through sin.

Second being a home. I don't have fancy taste. Something simple to call my own. A place to paint as I want. To have a bigger kitchen and a pantry. To not be cramped, to have a place for visitors to stay if they want to come. I don't want a million dollar home I want a 85,000 home. Yet nothing is working out as it should. We are struggling to find gift money. We had problems with a computer while trying to pre qualify ourselves, all the places we looked at are gone. It seems like nothing is moving ahead.

I don't know why? Daniel read Job to me last night. Trying to explain that we may never know why. That God know why and we have to trust him. I don't know...maybe that is a sign of Daniel's level of faith compared to mine. I'm just tired of getting beat down. I'm just tired of not being rewarded. Maybe I'm being punished for questioning God's will.

Moving forward....part 4

So our dream place somehow magically got 3 offers on it since Thursday. I'm so disappointed. I am about to cry. I got my hopes up and really thought that maybe just maybe we would get this. If we prayed hard enough we would get this. If we worked hard enough we would get this. Now those dreams are gone. Someone else will be living in my dream.

I'm just so sad. I've been looking at all the townhouses in that neighborhood and they are all either too expensive or have multiple offers on them. I guess this is my mistake, I got ahead of myself. I started dreaming about a place I didn't own. I picked out paint samples for a place I didn't own. I showed my friends a place I didn't own.

I'm so tired of this process already. The process seems to set people up to fail. Daniel and I could be approved for a house up to 150k but because we don't want to get in over our heads we are staying close to what we can afford to pay. Doing that prices us out all the decent places or gives us a house to small for our needs. So that forces people to buy more than they can afford.

Daniel wants to keep going but I think it's a waste of our time, our lenders time and our agents time. We wont find anyplace decent for our range so why even try. I guess this is my last moving forward....unless Daniel wants to write.

Moving forward.....3

So we went and looked at the townhouses this weekend. We picked the one that we really liked. So this week we're (hopefully) going to do the loan paper work, get our gift money and then make an offer on the place.

So we just have a couple of things that we need to go our way. We have a couple of people that might be gifting us the money needed to get the house. I'm asking people to pay for those people. Just pray to have them see inside themselves to see if they want to give us that money and to release them from any guilt they might have if they can't.

Just pray for our lender Ellen that she's got every thing she need and pray for our under rider that God gives them the wisdom that they need to make the decision that God gives them.

Pray for the bank that owns the house that they will except our offer.




Here's a little video about our(hopefully) place.