1st step

So our first steps into the rheum of home ownership were hard. I got caught up in the idea of buying a house. I gave my heart away quickly. Then the rug was taken out from under me. I cried and then moved on.

A lot has changed since then. We kept moving forward. We went on Thursday and signed the paperwork to start the loan. That was fun. We should hear back about that soon. So with that under our belt we went and viewed more houses. We saw a couple that we liked and then there was one that we LOVED. It was a little bigger than our original place that we liked. It was about 10k more than the first one. But it had less to do in terms of paint, flooring and it was newer. It has a nice master suite with a bath tub and shower. It's more money but it's a little better than the first one. The community is a little better and it's within walking distance of the schools.(Which will be good if we stay long enough for babies to go to school). It's still in Oakleaf Plantation. We took some video and I'll post it later.

So we went home and talked about the house talked it over. Went to church and prayed on it. We felt like it was a good idea. We both felt calm over it. So we decided to make an offer. So we signed the paperwork for our offer last night.

Since the house is a short sale we have to get it approved by the seller and the seller's bank. I'm not worried about the seller just a little worried for the seller's bank. Our offer is a fair amount. We are pretty much just asking them to pay our closing. So the bank it's really losing very much. This is where the waiting comes in. Most banks since they might have so many short sales are taking FOREVER to reply to offers. Our agent says the shortest she's done is 2 weeks(We'd LOVE that to happen)but on average is 45-60 days.

So now we wait. We wait for a reply from the seller and the bank. We wait to find out if we're officially approved for the loan.

So I hope everything works out.